Financial Inclusion Through Pmmy: A Catalyst For Women’s Entrepreneurial Development.

doi:N/A

Original Article | Volume 7 Issue 1 (None, 2026) | Pages 1412 - 1422

M. Jeeva

C. Paramasivan

PhD Full-Time Research Scholar PG and Research Department of Commerce Thanthai Periyar Government Arts and Science College (Autonomous) (Affiliated to Bharathidasan University, Tiruchirappalli – 620 024) Tiruchirappalli – 620 023.

Associate Professor and Research Supervisor PG and Research Department of Commerce Thanthai Periyar Government Arts and Science College (Autonomous) (Affiliated to Bharathidasan University, Tiruchirappalli – 620 024) Tiruchirappalli – 620 023

Abstract

This research explores how financial inclusion via the Pradhan Mantri Mudra Yojana (PMMY) supports women’s entrepreneurial growth. It assesses how financial access and digital literacy influence business success through statistical methods like Chi-square, regression, ANOVA, and Structural Equation Modeling (SEM). Results show that financial inclusion greatly promotes entrepreneurial development, and digital literacy further boosts business efficiency and decision-making. Despite moderate awareness of PMMY, usage is limited by procedural hurdles. The study suggests that enhancing financial access and digital skills can significantly empower women entrepreneurs and promote inclusive economic growth.....

Keywords

Financial Inclusion

PMMY

Women Entrepreneurship

Digital Literacy

Entrepreneurial Development

Financial Access.

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